Ever look in your wallet and see a bunch of credit cards? Then you shuffle through them and think about which ones are good and which ones aren't?

Well I just realized I had five or six credit cards maxed out. I couldn't believe my own stupidity as I kept checking out the websites for credit cards, checking the balances and realizing that I had no money to pay them with.

And with the holdays around the corner and millions of millions of people using plastic to buy gifts for their relatives.... it's an industry. Credit card issuing is a business I mean. Geez. How do I get into that racket?