I can't take down a balron or an ancient wyrm by myself, I panic too much, but I've seen my honey kill them lots of times.

He's a pally/bushido/macer

I am running this so far
115 archery
115 tactics
115 resist
115 anatomy
100 heal
100 chiv

But you guys said you use bushido? Can you tell me what for? (Im not familiar with it :/ )
And what should I drop to pick up bushido?
And what is honor?

Bushido is used for:

Honor - the Virtue, on your paperdoll, dlb click the pentagram above your avatar, then the cup on the gump. Make a macro that "Invokes" this virtue 'cause you should be using it a lot. What it does: Every successful successive hit increases your perfection 1 "step". Each "step" increases damage 10% up to 10 hits or 100% (above the previous 300% cap) if you miss you go back 3 "steps". It ALSO will give you Health/Stamina/Mana back after a kill and more times than not will fill you to 100% (dependant on what your killing and how many "steps" you have in perfection.)

Critical Strikes - When using Lightning Strike, you will have a % chance to land a "criticial strike" which basically is a hit that goes through without being effected by your targets resists. % chance goes up to 20% at Legendary.

You could drop Healing to 90, Chiv to 70, and if your skill cap is 720 that should give you enough to GM. (I like better chances at critical strikes, so I'd also drop Anatomy to 100 and Tactics to 110)

So is this like, you use the virtue and you gain in it? and it just keeps getting higher and higher? or do you always have to maintain it, and it gets used up when you use it?

and i only need 50 bushido to get perfection off of the virtue right?

You don't need to have any Honor, and it doesn't "use" your Honor Virtue status for perfection. All you have to do is Honor your target, and it must be honored (i.e. if you can't honor it due to someone else already did or it has lost hit points, you can't gain perfection).

And yes, with 50 Bushido you can start using Honor to gain in perfection.

So the only reason to go past 50 bushido would be to use lightning strike?

On an Archer the only uses for Bushido are Honor/Perfection, Lightning Strike/Criticals, Confidence, and the ability to ride a Lesser Hiryu (at 90 skill).

Confidence is a quick boost in Hit Points over a short period of time and is interruptable.

The Lesser Hiryu can help out from time to time depending on what your doing.

I think im going to fit in the 50 points and use it just for honor/perfection, the rest of the stuff seems unnecessary for the extra 60-70 skill points if all im doing is PVM

Where are you going to put the rest of the points?

With a critical strike I've killed a Demon in 1 hit.

I was thinking
115 archery
115 tactics
115 anatomy
115 resist
90 chiv
90 heal
( that leaves me with 75 extra points)
then raise chiv to 105 and gm healing and 50 bushido