Well, to really be effective, you pretty much only need 65-80 chivalry. Anything over that is wasteful. There are soo many decent mana leech weapons out there right now, so focus isnt totally necessary either. I do just fine without focus, having a rune blade with 50 mana leech on it. Anything in the 40s you can depend on to leech when you want to. Also, if you go elf, then your specials will cost more. As a human, an Armor Ignore, for example, will cost you 20 mana, as an elf it will be 30. So adjust your mana accordingly.

Seriously you need to choose 1 weapon skill also. Having 2 will be a horrible handicap.

Dont forget about building your suit with hci and dci also. Finding the right set of jewels can be tough, but theyre out there.

I am not saying what dra'ki has is not gonna work for you, each person has their own styles. You may find focus to work for you.

what exactly do 'insured' items mean? i know blessed, but forgive my newbness to 5 years of change

insured items mean that they will not be able to be looted if you die. you could get rezzed a week later and you will still have the item. Basically it is something so that you dont lose the items if you die

I have heard about the lower chiv as well.. i just had nothing better to put the 40ish points into... i suppose if i dropped focus as well it would give me more options.. although im not sure what other skills id rather have

i find focus to be a waisted skill , aside from mana leech weapons . supposedly 6 mana regen is equal to gm focus , u may pay alil more for your armor but is extra points better used elsewhere.
and yes chiv of 90 is more than enough to cast all spells ,may take a few trys to do noble sacrifice.

dont forget that when you die it will cost you 600 gold per insured piece of armor/items to keep them insured. so make sure you have spare gold for insurance purposes.

At 80 chiv, I almost never ever fail anything. Every so often I will have to cast EOO like twice, but Conc Weap, SJ, DF never fail, and who wants to do a noble sac in fel, insta death if anyone is near.

parry is probably the easiest thing to train..jhelom pits female unarmed fighters.

I am on pacific btw, so if anyone has some advice please look me up. I dont run any chat programs, so not sure if there is an effective in game way to communicate with players across the game.

damn it!.. another Pac peep... i played Pac for years but i left (for multiple reasons)... and moved to legends.. now ive met a few people that play Pac

sorry.. just had to rant for a moment... i can't think of an effective way to communicate in game other than party or guild... but obviously that requires meeting up every time you log in.. or starting a guild of only a few people....