So pks come to PaxLair free insurance. So take that away and they may get bored. New Haven has blessed armor and weapons which works for a RP warrior. All their armor etc will be blessed leaving the Pks nothing to gain.

This way they can still be dressed as a paladin or warrior without having to worry about the 4k insurance.

Clothing bless deeds work well too if you dont have newbie clothing. Just an idea for ya. :-)