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Originally Posted by Ezekiel  Supposed, with "Fast User Switching" active, its very quick to swap between XP user accounts. Id try it first as it seems to be the easiest option and one I know to have been deemed legal by EA. |
If your system is low on RAM, it's not very quick. Even with plenty of RAM, it's useful to do things like transfer items from one of your characters to another on another account, or to set up vendors between your own 2 accounts, but you can't do anything that requires you to control both characters simultaneously.
In my experience, the fastest you can switch from one account to the other is 25 seconds or so, and that's on a beastly machine. It's much slower on my laptop, which isn't as powerful as my desktop.