I'm going for this:
swords 120
anatomy 110
healing 90
resist 100
parry 110
chivalry 80
_______ 90


So what should the last skill be

tactics. or.. bushido !

65 Chiv
100 Tactics
115 Parry

have to have Tactics

can you belive i didn't have more then 70 tactics when i joined grd?

thats why i pwnt you all the time

tactics isnt needed at alll with the right other skills , but if ur going pvm id drop resist get bushido and tactics if pvp get bushido

I'll give you my swds template. It doesnt use resist, as I tried for maximum damage output and rely on the hated trap box and orange petals, but it works GREAT. I use a bokuto to hold someone still, then my ornate axe (not talon bite) to dish out major damage with conc blow.
110 anat
90 bush
80 chiv
90 heal
120 swds
115 parry
110 tact
715 total. when I get 4th yr, I will go 120 parry.

I am in the process of building a copy of Cutters nox/ninjitsu/macer its gonna look like this
110 bush
115 ninjitsu
100 chiv
120 mace
80 nox
80 tactics
110 resist

Not quite finished with it yet, but I plan on going gimp with this one. Deathstrike, disarm, poison, HL, nerve strike. I have 120 mana on this char, and alot of UBWS weapons for all the various combo's I plan on doing. I plan on using mostly 2 to 2.5 second speed weapons, so I will be running with 90 dex(100 with brace, crimson) and dont need to worry about heal times. I am 3/6 on it too, so my heals will consist of confidence and close wounds. I am not 100% sure on how its gonna work, but am looking very forward to playing around with it. If it doesnt work, I have 12 stones with various skills on it that I can play around with til its right!

Those are just some ideas..

That is exactly the same as my swords temp. As for not needing tactics, you gotta figure if you're not at least at 50 tac you aren't even doing 100% of your base damage...