I have participated in about seven dreadhorns, tried for two hours to get keys in the citidel and in the last few weeks have only died a few times. This is not cause I stay away from the fights either, it is cause I have people who look out for me. At dreadhorn, I go on my tamer who has peace taming magery, no eval or med skills. I am there to keep the pets alive as long as i can and not worry about myself. My tamer, mind you, runs with 70 70 70 70 75 resist, bracelet of health and usually ring of the vile to help me stay alive that little bit longer. On my mage, the only time I have died is when I ran out of regs and still spend all my efforts healing my party. (about 70% lrc on suit, so not reliable but eventually gets spells off) So cheers to Kira, Thor, El-, and the others who know that some people are worth keeping alive. *grins* So my insurance costs have been right about 20k sence uoml went live. Gold I have banked sence UOML (without selling anything I have gotten) is somewhere around 1.25 mil.